Using Our Services
If you have provided us with your contact details, such as email or phone number, we may send you announcements, messages or information on our Services and how to use them. You may opt out of some of these messages unless they are necessary for the delivery of Services, for eg. password change alerts cannot be opted out of. Please don't misuse our Services. For example, don't disrupt our Services or try to access them using a method other than the interface and the instructions that we provide. If you interrupt, destroy or limit the functionality of our Services, we may stop providing our Services to you and pursue legal action against you.
Identity & authentication
Investu.in will establish your identity on its Services by means of a phone number or email and will authenticate it by either a password selected by you, or a one time password (OTP) sent to your email or mobile phone, or third party authentication services provided by Google and Facebook, or biometric identification enabled by your device. Any instructions provided to, or communication with, Investu.in or its service partners which are so authenticated will be considered to have originated from you.
Your Privacy and Data Protection
Investu.in Intellectual Property
Investu.in owns all intellectual property rights in respect of the Services including any literature, reports, data, drawings, copyrights, designs, diagrams, tables, software, source code or object code or other information or materials, howsoever stored or held, acquired, created, developed, designed or in any way prepared, by Investu.in. The "Investu.in" name and logos and all related names, trademarks, service marks, design marks, and slogans are the trademarks or service marks of Shipdeck Advisors Private Limited. Using our Services does not give you ownership of any intellectual property rights, including any branding or logos, in our Services or the content you access. You may not use content from our Services unless you obtain our permission first, and attribute ownership appropriately. You may not use the Investu.in logo in any manner that is deceptive or disparaging, or in connection with any product or service that Investu.in does not explicitly endorse. If you wish to use Investu.in's trademarks, please contact “firstname.lastname@example.org”
Your Content in our Services
- Be harmful, harassing, blasphemous, defamatory, obscene, pornographic, paedophilic, libellous, invasive of another's privacy, hateful or racially or ethnically objectionable, disparaging, and relating to, or encouraging money laundering or gambling;
- Harm minors in any way
- Infringe any patent, trademark, copyright or other intellectual property rights
- Deceive or mislead the reader about the origin of such messages or communicate any information that is grossly offensive or menacing in nature
- Contain software viruses or any other programs designed to interrupt, destroy or limit the functionality of another computer or mobile device
- Threaten the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order
- Cause incitement to commit any offence or prevent the investigation of any offence
- Be insulting to any other nation
- Impersonate another person; or
- Violate the provisions of the Information Technology Act, 2000 and rules and regulations thereunder.
If you use integrated services from our partners for investing, borrowing, insurance, data aggregation, etc. the use and operation of such services will be additionally governed by the relevant service terms and contracts of the respective service partners. Investu.in shall not be liable for any penalties, loss or damage incurred by you which is due to the negligence or actions of any service partner of Investu.in and not caused by any action of Investu.in. Further, if specific advice or execution services are being sought by you from any of the service partners of Investu.in, you will enter into a separate agreement for that purpose. These Terms would not cover the service terms of such an arrangement with the service partner.
Suspension & Termination
The Investu.in facility / services may at any time be suspended / disallowed /modified for such reason and for such time period as deem fit like inactive / dormant user id, noncompliance of the terms stated herein, death, insolvency, bankruptcy of the investor, any other cause arising out of the operation of law or such other reason as deems proper, Investu.in facility may be terminated by giving you 30 days intimation/notice to your registered e-mail id or by way of SMS to your registered phone number. You may terminate the dealings at any time by writing to Investu.in or deactivating your user id and password. In either case, you are required to give a prior written notice of 15 days. In the event of termination for any reason whatsoever, you shall be liable to pay all outstanding charges and dues, if any. In case you cease to be a client of Investu.in then all your details will be provided to the Mutual Fund/AMCs and as are required by them to enable you to deal and interact directly with the AMCs/Mutual Fund.
These terms and conditions may be amended for such reason as is deemed fit and proper including but not limited to comply with changes in law or regulation, correct inaccuracies, omissions, errors or ambiguities, reflect changes in the process flow, scope and nature of the services, company reorganization or Investor requirements.
Modifying and Terminating Our Services
We are constantly changing and improving our Services. We may add or remove functionalities or features, and / or we may stop a Service altogether. In each case, we will give you reasonable advance notice.
Warranties and Disclaimers
The information we provide through our Services does not constitute investment advice, financial planning advice or tax planning advice. Other than as expressly set out in these Terms, Investu.in does not make any specific promises about the Services. We don't make any commitments about the content within the Services, the specific functions of the Services, or their availability to you at all times. We provide the Services “as is”. When permitted by law, Investu.in and its service partners will not be responsible for lost profits, revenues, or any form of data, financial losses, or any damages.
About these Terms
We may modify these Terms to reflect changes to the law or changes to our Services without any prior notice. Your continued use of the Services shall imply your acceptance to any such modifications. If you do not agree to the modified Terms, please discontinue your use of the Services. These Terms govern the relationship between Investu.in and you. They do not create any third party beneficiary rights. If you do not comply with these Terms, and we do not take action immediately, it will not be construed as our consent to your non-compliance. If any term contained in these Terms is unenforceable, it will not affect the other Terms. You agree that the laws of India will apply to any dispute arising out of or in relation to these Terms or the Services. All disputes will be subject, first, to mediation, and then by arbitration by a sole arbitrator appointed by Investu.in in accordance with Indian law. The seat and venue of arbitration will be Bengaluru, Karnataka.